Become a UKFCU Member Today!
Joining UKFCU means you’re not just an account holder – you’re a valued member.
The Savings Account to Help You Get There
The best savings rate FOUR you! Earn up to 4.00% APY* on balances up to $25,000!
Save what you want. When you want. With UK Credit Union's High Yield Savings Account.
We're all saving for something. But if your savings account isn't keeping up, you could be leaving real money on the table every single month.
UK Credit Union's High Yield Savings Account offers up to 4.00% APY*, a rate that puts your money to work well above wat more standard savings accounts offer.
No month maintenance fee. Easy access to your funds whenever you need them. No catches.
Open an Account
High Yield Savings Account Benefits
In addition to offering a savings rate almost 10 times higher than the national average**, our High Yield Savings Account offers various other benefits, including:
- No Minimum Balance
- No Monthly Service Charge
- No Restrictions on Withdrawals or Deposits
- Mobile Banking
- Online Banking
- Overdraft Protection on Your Checking Account
- e-Statements
- As High as 4.00% APY*!
Get started today with a minimum opening deposit of $1,000 and start saving FOUR something!
Click below to open your High Yield Savings Account or visit one of our seven branches!
Live your best financial life with UK Credit Union.
Products and services designed for your goals.
Become a UK Credit Union member today.
When you meet our qualifications, opening a membership is easy and you can join online.
* Annual Percentage Yield. Rates are current as of 1.2.25. Membership eligibility required. $1,000 minimum balance required to open High Yield Savings Account (HYSA). HYSAs are tiered-rate accounts. The balance ranges for the tiers are: Tier 1 - $0 to $25,000 (4.00% APY); Tier 2 - $25,000.01 to $50,000 (0.50% APY); Tier 3 - $50,000.01 to $100,000 (0.75% APY); Tier 4 - $100,000.01 to $250,000 (1.00% APY) and; Tier 5 - $250,000.01+ (1.50% APY). HYSAs are blended-rate accounts, with only the amounts falling within each tier being eligible for applicable APY. Resulting APY ranges for each tier are: Tier 1 - 4.00%; Tier 2: 2.25% to 3.99%; Tier 3: 1.50% to 2.24%; Tier 4 - 1.20% to 1.49% and; Tier 5: Up to 1.49%. Fees may reduce earnings. Rates may change after an account has been opened. Limit of one HYSA per primary member's Social Security Number. Please see a representative for additional details, other restrictions may apply. Federally insured by NCUA.
** NATIONAL AVERAGE: National Average APY is based on the “Savings/National Deposit Rates" line item on the “National Rates and Rate Caps” list provided by the Federal Deposit Insurance Corporation (FDIC) as of 12/16/24. FDIC data is obtained from public sources; accuracy and completeness is not guaranteed. FDIC is not liable for reliance on the data.
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