Become a UKFCU Member Today!
Joining UKFCU means you’re not just an account holder – you’re a valued member.
Big Blue Nation Orientation
Supporting University of Kentucky students and families since 1937.
Official Credit Union of the University of Kentucky and
Proud Sponsor of Big Blue Nation Orientation
As the Official Credit Union of the University of Kentucky, we’re honored to support students and their families through every step of their journey. Whether it’s a first checking account, learning to budget, or planning for the future, we’re here to make managing money feel a little more approachable and a lot more personal.
Our story began in January 1937, when a small group of agriculture college employees at the University of Kentucky came together with a simple idea that there had to be a better way to save, borrow, and support one another. From that shared purpose, UK Credit Union was born.
Today, we’ve grown into a $1.75 billion organization serving more than 118,000 members—but at our heart, we’re still rooted in the same spirit of people helping people. Our connection to the University of Kentucky and the communities we serve continues to guide everything we do.
While we’ve grown over the years, one thing has never changed: we’re here for you, like family, helping you build confidence, create opportunity, and feel at home every step of the way. We're for all y'all.
Reasons to choose UK Credit Union:

Nearby Branch Locations

UK Student Center Branch
160 Avenue of Champions, Suite A-210
Lexington, KY 40506
South Broadway Branch
603 South Broadway
Lexington, KY 40508
Can't make it to a branch location?
We have ATMs available as well that are FREE to all UK Credit Union members!
Our ATMs, Mobile Banking and Online Banking are available 24/7/365.
On-Campus ATM Locations
Get 5% cash back* every day.
Wherever you shop and wherever you go, you'll earn 5% cash back* whenever you swipe your debit card. And to make it even better, the Student Rewards Account also has no overdraft fees!
More cashback and less fees, exclusively for students aged between 13 and 25. What's not to love?
Mindful Money
Check out our content library to stay educated and informed about money topics important to you.
Live your best financial life with UK Credit Union.
Products and services designed for your goals.
¹Student Rewards Accounts are checking accounts only available to members 13-25 years of age, enrolled in school (primary, secondary or post-secondary education, verified at account opening). Student Rewards Accounts are eligible for 5% cashback on the sum of all PIN and signature-based debit card transactions. The cashback will be paid to your checking account by the fifth day of the following month’s statement cycle or the next business day. The cashback will be capped at $10 per month per checking account for a maximum annual total of $120. Cashback amounts paid to your account may be considered 1099-MISC income and may be reported to the IRS; please consult your tax professional. If your checking account has a negative balance on any day of the month, you will forfeit the cashback payment to your account for that calendar month. You are eligible for this cashback payment until your Student Rewards Account is converted to a Simple Checking account or the date of your 26th birthday. Membership eligibility required. Federally insured by NCUA. ²Must have UK Credit Union account with active direct deposit. Early Pay is subject to when we receive pay information from the Federal Reserve. Some exclusions may apply to non-traditional ACH account credit.
Log in below using your online banking credentials to open an account
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