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Joining UKFCU means you’re not just an account holder – you’re a valued member.
Stuff Their Piggy Bank
Start your young saver's journey by opening them a High Yield Savings Account at any UK Credit Union branch and receive a limited-edition Whiskers Stuffie*!
Start something bigger than a savings account.
Start a habit that lasts a lifetime.
It's Financial Literacy Month, and at UK Credit Union, we're all in on helping the next generation build strong financial habits from the start.
For a limited time, when you open a High Yield Savings Account for someone under 18 at one of our eight locations, you'll receive a limited-edition Whiskers Stuffie* at account opening!
So you can "stuff" their piggy bank in more ways than one!
Find a Branch
Savings just got a new sidekick.
Earn 4.00% APY** on every dollar while helping a young saver take their first step toward financial confidence.
It’s a simple way to keep learning together, build smart habits early, and go all in on a future that’s bigger than today.
Head over to one of our eight locations to get started!
High Yield Savings Account Benefits
In addition to offering a savings rate almost 10 times higher than the national average***, our High Yield Savings Account offers various other benefits, including:
- No Minimum Balance
- No Monthly Service Charge
- No Restrictions on Withdrawals or Deposits
- Mobile Banking
- Online Banking
- Overdraft Protection on Your Checking Account
- e-Statements
- As High as 4.00% APY**!
Get started today with a minimum opening deposit of $1,000 and start saving FOUR something!
To redeem your limited-edition Whiskers Stuffie* you must open a High Yield Savings Account in-person at one of our eight locations!
Live your best financial life with UK Credit Union.
Products and services designed for your goals.
Become a UK Credit Union member today.
When you meet our qualifications, opening a membership is easy and you can join online.
*The Whiskers Stuffie is available for a limited time and in limited quantities. Gifts are provided on a first-come, first-served basis while supplies last. Once supplies are exhausted, the promotion will end. Availability and quantities may vary by UK Credit Union branch based on promotional participation. To qualify for the account opening gift: 1. A High Yield Savings Account must be opened and funded with the minimum opening balance of $1,000.00; and 2. Account ownership must include one individual age 17 or younger. The minimum deposit to establish UK Credit Union membership is $5.00. No substitutions or rain checks are available. UK Credit Union reserves the right to modify or terminate this promotion at any time without notice. Please see a UK Credit Union representative for complete details. These offers cannot be combined. Bonus funds may be considered 1099-INT taxable; consult your tax advisor. UK Credit Union reserves the right to end the promotion without notice.
**Annual Percentage Yield. Rates are current as of 1.2.25. Membership eligibility required. $1,000 minimum balance required to open High Yield Savings Account (HYSA). HYSAs are tiered-rate accounts. The balance ranges for the tiers are: Tier 1 - $0 to $25,000 (4.00% APY); Tier 2 - $25,000.01 to $50,000 (0.50% APY); Tier 3 - $50,000.01 to $100,000 (0.75% APY); Tier 4 - $100,000.01 to $250,000 (1.00% APY) and; Tier 5 - $250,000.01+ (1.50% APY). HYSAs are blended-rate accounts, with only the amounts falling within each tier being eligible for applicable APY. Resulting APY ranges for each tier are: Tier 1 - 4.00%; Tier 2: 2.25% to 3.99%; Tier 3: 1.50% to 2.24%; Tier 4 - 1.20% to 1.49% and; Tier 5: Up to 1.49%. Fees may reduce earnings. Rates may change after an account has been opened. Limit of one HYSA per primary member's Social Security Number. Please see a representative for additional details, other restrictions may apply. Federally insured by NCUA.
***NATIONAL AVERAGE: National Average APY is based on the “Savings/National Deposit Rates" line item on the “National Rates and Rate Caps” list provided by the Federal Deposit Insurance Corporation (FDIC) as of 12/16/24. FDIC data is obtained from public sources; accuracy and completeness is not guaranteed. FDIC is not liable for reliance on the data.
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