Thanks for your patience—we’re here to help.
We’re currently experiencing higher call volume, and some members may have difficulty reaching the Cove Federal Credit Union phone number with their questions about the merger.

If you’re unable to get through, please call us at (859) 264-4200 and our team will be happy to assist you.

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Simple Checking


At UK Credit Union, we believe that checking should be simple. And packed with features. Read on to learn more or open an account in as little as 3 minutes!

Less Interest. More Adventure.

When you need flexibility, a UK Credit Union Visa® credit card gives you the freedom to choose. Plus, don't miss out on a chance at a $1,000 Visa® gift card*!

Stuff Their Piggy Bank


Start your young saver's journey by opening them a High Yield Savings Account at any UK Credit Union branch and receive a limited-edition Whiskers Stuffie*!

Soak Up Your Savings—90 Days, No Payments


Ease into better weather by lowering your auto loan rate up to 2%*.

UK Credit Union & Cove Federal Credit Union Complete Merger


The merger reflects both credit unions’ commitment to long-term sustainability, growth, and expanded in-branch member support.

Open an Account or Apply Online

Earn as high as 4.00% APY* on your savings!

We're all saving for something. Learn more about our High Yield Savings Account.

Get up to 2%* off your auto rate!

Enjoy no payments for 90 days. Start saving today—refinance with UK Credit Union and drive away with a better rate.

Unlock your home's potential.

Your Key: a Home Equity Line of Credit from UK Credit Union.

  • * No annual fee
  • * No closing costs
  • * 20-year max repayment term
  • * Draw funds only when you need them
  • * Numerous ways to access your funds

Financial fitness starts here.

Plan for where you'll be tomorrow with the money you have today.

Better Banking means Better Checking, now and in the future.

On the beach or on the couch, members can bank anywhere, anytime

Mobile Banking that never sleeps.

On the beach or on the couch, members can bank anywhere, anytime 

Not a Member Yet?

Applying is fast and easy!

You will need the following information in order to complete the application:

  • Your complete physical and mailing address
  • Social Security Number
  • Date of Birth
Get Started