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Credit Cards

When you need flexibility, a UK Credit Union Visa® credit card gives you the freedom to choose.

Keep more cash in your wallet with a UK Credit Union Visa® credit card. 

You'll get lower rates and no hidden fees...plus any interest you pay is invested back into the credit union and returned members in the form of lower loan rates and unique services.

All Credit Cards Include:

  • Low Interest Rates and No Annual Fee
  • Global Reach with Local Service
  • Convenient 24/7 Online Account Management
  • Emergency Cash if Your Card is Stolen
  • Travel Insurance
  • Warranty Protection on Purchases Made with the Card

Visa® Signature Card*

It's the cash-back credit card that's a great choice for members who pay their balances in full each month.

Card features:

  • 1% cash back on purchases
  • Rates as low as 13.24% APR**
  • Travel & accident insurance coverage up to $500,000 
  • Trip delay coverage, $100/day up to $300
  • Trip cancellation/interruption coverage up to $3,000
  • And so much more!

* Visa Guide to Benefits

**Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 12/19/24.

+ Application and Solicitation Disclosure

Visa® Platinum Card*

Get a lower rate that's just right for members who carry a balance month-to-month...with awesome perks to boot!

Card features:

  • Rates as low as 10.74% APR**
  • Travel & accident insurance coverage up to $500,000
  • Earn points in the CU Rewards® program
  • 24/7 fraud and loss protection
  • And so much more

* Visa Guide to Benefits

**Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 12/19/24.

+ Application and Solicitation Disclosure

Additional Benefits

CU Rewards®

Earn CU Rewards points on every dollar you spend, which can be redeemed for a variety of exciting rewards, including gift cards and travel experiences.

Key features:

  • Automatically accumulate points on every purchase.
  • Choose from a wide selection of reward options.

Visa® Click to Pay

Make online shopping simple and secure. With Visa Click to Pay, paying online is effortless. Look for this icon at any Visa-accepting site and enjoy a faster, safer checkout experience.

Visa® Purchase Alerts

Visa offers you more tools for tracking your account your way. Enjoy near real-time alerts, more information, and more peace of mind with alerts from UK Credit Union powered by Visa.

Verified by Visa®

This free and easy service provides special security features when using your Visa credit card online.

Fast, easy balance transfers.

Got higher-interest credit card balances? Transfer them to your lower interest UK Credit Union credit card today and save more! Simply print, complete and submit the Balance Transfer Authorization Form.

Manage your UK Credit Union Credit Card anytime.

UK Credit Union provides easy access to your credit card 24/7 by calling 866-820-4960. You can get balance information, transaction history or speak to a member representative. 

Payments can be made through Mobile Banking, Online Banking, or by mail to P.O. Box 37603, Philadelphia, PA 19101-0603.

For lost or stolen cards, call 800-449-7728.

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Not a Member Yet?

Applying is fast and easy!

You will need the following information in order to complete the application:

  • Your complete physical and mailing address
  • Social Security Number
  • Date of Birth
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