Become a UKFCU Member Today!
Joining UKFCU means you’re not just an account holder – you’re a valued member.
Lower Your Auto Loan Rate up to 2%*
Take the scenic route to 90 days, no payments.
Hit the Road with 90 Days, No Payments
Refinance with UK Credit Union and enjoy 90 days, no payments and breathe easy when you’re headed across town or taking the scenic route this season.
Plus, save up to 2%* off your current rate and enjoy more breathing room in your budget. And this offer isn’t just for cars! It’s available for auto, boat, motorcycle, and off-road vehicles that are seven years old or newer.
Why refinance with UK Credit Union?
- Skip payments for 90 days
- Save up to 2%* off your current rate
- Convenient service at 8 branches or online anytime
Joining is easy! Membership eligibility is simple, and you can become a member in minutes.
More road. Less payment. With no payments for 90 days and up to 2%* off your existing rate, refinancing with UK Credit Union can give your budget more breathing room while helping you save for the road ahead.
Ready to hit the road with more savings? Refinance with UK Credit Union today!
Why Refinance with UK Credit Union?
Ready to Enjoy
No Payments for 90 Days?
Fall into even more savings with up to 2% off your current loan rate* when you refinance!
"How much can I save?"
See how much you could save by refinancing your current high-rate auto loan with UK Credit Union!
Auto Loan Refinance with UK Credit Union: Simple Steps to Start Saving
Refinancing your auto loan doesn’t have to be complicated. With just a few easy steps, you can lower your interest rate by up to 2%* and enjoy 90 days without a payment. Here’s how to start saving today:
Check Your Rate: Find your current loan rate and gather proof (e.g., statement, screenshot).
Apply Online or In Branch: Visit one of our nine convenient locations or apply online to save big on your interest rate over the life of your auto loan.
Lock in a Lower Rate: We'll reduce your rate by up to 2%*, with a minimum of 4.99% APR*.
Relax for 90 Days: Once approved, you'll have no payments for 90 days! That's no payments in the short term, lower payments in the long term!
Ready to Enjoy
No Payments for 90 Days?
Fall into even more savings with up to 2% off your current loan rate* when you refinance!
Financial fitness starts here.
Refinancing your auto loan is a smart financial decision. See the various other ways you can up your financial literacy with our Mindful Money Blog!
Become a UK Credit Union member today.
When you meet our qualifications, opening a membership is easy and you can join online.
*Offer available for collateral 7 years old or newer and applicable to auto, motorcycle, boat and powersport vehicle loan refinances. Interest rate reduction limited to a floor rate of 4.99%. Rate reduction not to exceed 2%. Interest will accrue during 90-day no-payment period. Collateral must be currently financed in the member/borrower’s name with a financial institution other than UK Credit Union. Proof of current interest rate is required. Forms of proof include but not limited to: Online banking screenshot with rate and collateral, purchase agreement, statement, or any other method for documentation purposes to verify current rate and collateral. Current vehicle registration required. Payment on existing loan must be current to qualify for interest rate reduction. Member must be in good standing with UK Credit Union to qualify. All financing subject to UK Credit Union’s standard underwriting guidelines and credit evaluation. Offer may end any time, and without notice. Offers cannot be combined. Membership eligibility required. Federally insured by NCUA.
.png?language=en "Best Places to Work"){kind=logo}