All in for All Kentuckians

¹Offer valid 6.30.26 – 12.31.26. Membership Eligibility required. Member residing in eligible ZIP codes in Kenton, Boone or Campbell Counties is required to open a new Checking Account with Direct Deposit to qualify for the promotion using code WELCOMENKY. Member may not have had an existing checking account within the past 12 months. The member must meet the following requirements within 120 days to earn the $500 bonus: (1) member completes 30 or more debit card transactions; (2) new account receives at least four regularly reoccurring payroll Direct Deposits totaling at least $3,000; (3) member account must be above $0.00 at time of bonus payment. Annual Percentage Yield for BlueVantage Checking Account is 0.25% with balances $1,500.00 or greater. If all qualifications are met, the $500 bonus will be deposited into the primary checking account within 8 business days of completion. Bonus funds may be considered 1099-INT taxable; consult your tax professional. Minimum deposit of $5 required to open Prime Share account. Offer does not apply to Student Rewards Accounts or Business Checking Accounts. UK Credit Union reserves the right to end the promotion without notice. Please see a representative for additional details. ²Annual Percentage Yield. Rates are current as of 06.30.26. Membership eligibility is required. Member residing in eligible ZIP codes in Kenton, Boone or Campbell Counties eligible for advertised rate using code WELCOMENKY. $1,000 minimum balance required to open certificate and earn stated APY. Fees may reduce earnings. Early withdrawal penalties may apply. Please see a representative for additional details, other restrictions may apply. Rates available are subject to change without notice. Special certificates, including IRA certificates, are offered at the discretion of the credit union and are subject to change at any time. The 9-month certificate will renew at a 1-year rate and term. ³Must have UK Credit Union account with active direct deposit. Early Pay is subject to when we receive pay information from the Federal Reserve. Some exclusions may apply to non-traditional ACH account credits. ⁴Debit Card Cash Back Rewards available on all UK Credit Union accounts with an associated debit card, excluding Student Rewards Accounts. Members earn $0.05 cash back for each qualifying signature-based debit card transaction once a minimum of 11 transactions are completed within a calendar month, including joint account holder cards. PIN-based transactions, checks, cash withdrawals, and other non-signature transactions do not qualify. Cash back will be credited to the checking account by the fifth day of the following month or the next business day. Transactions that are returned or fully refunded within the same calendar month will reduce the payout by $0.05 per returned transaction; partial refunds or refunds processed in a later month will not reduce the payout. Please see a representative for additional details. ⁵There is no surcharge for using a UK Credit Union ATM or any ATM within the Co-op, Alliance One, or Allpoint networks. Fees may apply at out-of-network ATMs. ⁶ Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance. ⁷Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate. ⁸BlueVantage Checking Accounts are eligible for reimbursement of up to $10 in surcharge fees from non-UK Credit Union ATMs per statement cycle. Reimbursement will be paid into your checking account by the fifth day of the following month's statement cycle or the next business day.