Become a UKFCU Member Today!
Joining UKFCU means you’re not just an account holder – you’re a valued member.
Simple Checking
UK Credit Union's Simple Checking account includes all the features that allow you to manage your money, your way.
Simple Checking
Your Simple Checking account includes all the features that allow you to manage your money, your way. On-the-go, online, or wherever you are in the world, you get the flexibility that fits your life today.
In addition to all the features listed above, Simple Checking accounts also offer:
- No Monthly Service Charge
- Overdraft Protection
- Courtesy Pay
- Debit Card Cash Back Rewards
It's as Easy as 1-2-3!
Debit Card Cash Back Rewards
That's right—more value with every swipe.
No limits. No sign-ups.
Once you reach a minimum of 11 debit card swipes within a monthly statement cycle, you’ll earn $0.05 cash back per swipe**, automatically deposited into your checking account.
It’s our way of rewarding you for doing what you already do—banking with UK Credit Union.
No Monthly Service Charge.
That’s right—no monthly fees here, just more of the good stuff showing up in your account.
UK Credit Union Mobile App
Online banking doesn’t have to be done from your desktop. When you download the UK Credit Union Mobile Banking app on your smartphone, enjoy all the conveniences of online banking on the go.
Mobile Banking features:
- Pay bills from anywhere, any time of day
- View your credit card transactions
- Locate free ATMs wherever you are
- Deposit checks with Mobile Deposit
...and so much more!
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Live your best financial life with UK Credit Union.
Products and services designed for your goals.
*Must have UK Credit Union account with active direct deposit. Early Pay is subject to when we receive pay information from the Federal Reserve. Some exclusions may apply to non-traditional ACH account credits.
**Debit Card Cash Back Rewards available on all UK Credit Union accounts with an associated debit card, excluding Student Rewards Accounts. Members earn $0.05 cash back for each qualifying signature-based debit card transaction once a minimum of 11 transactions are completed within a calendar month, including joint account holder cards. PIN-based transactions, checks, cash withdrawals, and other non-signature transactions do not qualify. Cash back will be credited to the checking account by the fifth day of the following month or the next business day. Transactions that are returned or fully refunded within the same calendar month will reduce the payout by $0.05 per returned transaction; partial refunds or refunds processed in a later month will not reduce the payout. Please see a representative for additional details. Membership eligibility required. Federally insured by NCUA.
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